Title Insurance is issued once the requirements of the title commitment have been met. (If the requirements are not met, title insurance might be issued but those items would not be covered by the title insurance policy.) A title insurance policy provides you with peace of mind.
Closing is your "final step" to ownership. Closing involves the signing of loan documents, if applicable, and the documents required to transfer ownership of the property. By or at closing, any issues disclosed on the title commitment have been or are taken care of such as collecting from the seller any funds necessary to pay off any mortgages, liens or unpaid taxes. We also handle the recording of the warranty deed, deed of trust, and any other documents required to transfer ownership.